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You can use calculators to provide advisory services, such as financial planning, loan advice, mortgage calculations, and payroll advice, to your clients.

Go to Calculators from the toolbar. You can select a category from the left pane to expand and browse available calculators, or use the search field at the top of the pane to find a specific one.

When working in a calculator, you can do the following.

• Calculator: Click this link to view the calculator details.
• Graph: Click this link to view a graph of the calculator data.
• Save: Click this button to save data to a calculator project.
• Reset: Click this button to clear all data that you entered.
• Export to PDF: Click this button to export the information you enter in the calculator as a PDF file.
  • With handout: Click this button to export the calculator and selected client handouts to PDF.
  • Without handout: Click this button to export only the calculator to PDF.

  Note: You must have Adobe Reader installed on your computer to view and print the PDFs. If you have difficulty opening a PDF, you might need to download and install the latest version of the Adobe Reader from the Adobe Reader download site.

• Export to Excel: Click this button to export the information you enter in the calculator as an xlsx file.
• View tables: Click this button to display the table information calculated for applicable calculators.
• Copy Schedule: Click this icon to copy to the computer’s local clipboard to paste into other applications on your computer.

Click a link below for details on working with a particular calculator.

Business

• Auto Trade-In Basis & CY Depreciation
• Auto Sale - Gain/Loss Actual Expense Method
• Auto Sale - Gain/Loss Standard Mileage Method
• Buying vs. Leasing - Equipment
• Cancellation of Debt – Qualified Real Property Business Debt
• Cash Flow Forecast
• Economical Order Quantity
• Employer-Provided Cents-Per-Mile Method
• Employer-Provided Annual Lease Value Method
• Like-Kind Exchange
• Partner’s At-risk Basis
• Partner's At-Risk Losses
• Partner's Outside Basis
• Partner - Components of Suspended Loss Carryover
• Qualified Farmer Determination for Estimated Tax
• Real Property - Estimated Tax on Gain from Sale
• Repossession of Real Property
• S Corporation Shareholder's Basis in Stock and Debt
• S Corporation Shareholder – Components of Suspended Loss Carryover
• Section 1244 - Corporate Records Supporting Ordinary Loss Treatment
• Sole Proprietor - SEP Contribution
• Sole Proprietor - Simple IRA Plan Contribution
• Sole Proprietor - Hiring a Dependent Child

Mortgage

• Deductible Home Mortgage Interest 
• Home Mortgage Points Amortization Carryforward Schedule
• Monthly to Bi-Weekly Loan Conversion
• Mortgage Comparison
• Mortgage Loan Refinance Analysis
• Mortgage Qualification
• Pay Points on Mortgage 

Other Investments

• Future Value of Investments
• Health Savings Account Evaluator
• Investment Analysis
• Investments Needed to Achieve Goal
• Monthly Investment Accumulation
• Present Value of Future Amount
• Present Value of a Series of Non-Annuity Payments
• Present Value of an Ordinary Annuity
• Years to Become a Millionaire

Other Loan

• Custom Loan Payment Schedule
• Effect of Lump-Sum Payment on Loan
• Record of Loan Payments and Rate Changes
• Standard Loan Payment Schedule
• Unknown Loan Variable

Payroll

• Gross to Net Paycheck
• Net to Gross Paycheck

Personal Finance

• 401(k) Loan
• Bank Statement Reconciliation
• Before and After Tax Rate of Return
• Buying vs. Leasing - Auto
• Buying vs. Leasing - Home
• College Savings Planner
• Personal Financial Statement
• Years Needed to Achieve Goal

Personal Tax

• AGI - Sensitive Tax Items Projection
• Alimony Recapture
• Annuity - Simplified Method
• Cancellation of Debt - Insolvency
• Community Property - Allocation of Tax Amounts
• Cost Depletion
• Decedent - Reconciliation of Information Returns
• Estate Tax
• Foreclosure - Borrower's Worksheet
• Foreign Earned Income and Housing Exclusions
• Head of Household - Maintaining a Household
• IRA – Roth IRA Basis Tracker
• Kiddie Tax - Age 18 or Full-Time Student Age 19-23
• Marginal Tax Rate
• Minister - Allocating Expenses for Tax-Exempt Income
• Minister - Excludable Housing Allowance 
• NOL - Carryback After Divorce or Death of Spouse
• NOL Utilization of Carryover or Carryback
• Oil and Gas Depletion
• Rental - Limit on Rental Deductions
• Residence - Gain/Loss from Sale and Allowable Exclusion
• Support Test for Dependency Deduction
• Tax Benefit Rule - Refund Previously Claimed

Retirement

• 401(k) Plan Contribution to Individual (Solo) 401(k)
• 401(k) vs. Roth IRA - Annual Contribution
• 401(k) vs. Roth IRA - Monthly Income
• Employer Retirement Plan vs. Taxable Investment
• IRA - Allowable Contribution Options
• IRA - Roth Conversion Analysis
• IRA Savings
• IRA - Taxable Distribution When Contributions Made in Same Year
• IRA - Traditional vs. Roth
• Regular 401(k) vs. Roth 401(k)
• Required Minimum Distributions
• Required Minimum Distributions - Inherited IRA
• Retirement Account Aggregation
• Retirement Income Planner
• Social Security Benefits - Starting Age 62 vs FRA
• Social Security - Taxable Income with IRA Phase-out
• Substantially Equal Periodic Payments - Early Distributions